UK drivers seek answers about hidden commissions on car finance claims. A free eligibility check from Reclaim247 helps motorists understand whether their finance deal was mis-sold.

LONDON, UK / ACCESS Newswire / August 14, 2025 / Reclaim247, a UK-based car finance claims support service, is reporting a sharp increase in enquiries from drivers re-examining old finance agreements. Many are now questioning whether they paid more than they should have due to undisclosed broker commissions.

The majority of agreements under review were signed between 2007 and early 2021. During this period, it was common for brokers and dealers to receive commission based on the interest rate they set. In many cases, these commissions were not clearly explained to the customer.

"People are starting to realise they may not have been given the full picture," said Andrew Franks, Co-founder of Reclaim247. "When someone finds out their interest rate could have been influenced by an incentive the broker never mentioned, it raises fair questions. Our job is to help them check whether they may have a reason to explore things further."

Drivers Are Looking for Clarity, Not Just Compensation

Reclaim247 has seen a rise in drivers using its free online car finance claims eligibility checker, especially those who remember feeling rushed or unsure at the time of signing. Many say they did not understand how their interest rate was calculated or that a commission could have played a part.

Common concerns raised include:

  • No mention of how the broker or dealership was being paid

  • An interest rate that felt unusually high

  • Little time to review paperwork or ask questions

  • Surprise charges or unclear final payments

"Even if someone can't recall all the numbers, they often remember the pressure they felt," Franks added. "That's usually where the questions begin."

Three Simple Ways to Get Started

To support people at different stages of the process, Reclaim247 offers several options:

  • A free eligibility check for agreements signed between 2007 and January 2021

  • A self-check route for those who want to explore their results on their own

  • A fully supported no-win, no-fee service in partnership with regulated solicitors, for those ready to move forward with expert guidance

Each option is designed to make the process straightforward, with no obligation to proceed. If a potential claim is identified, regulated legal partners handle the next steps in line with current guidance.

Early Action Can Make a Difference

There is no official deadline to submit a car finance claim, but early action is encouraged. Gathering paperwork and verifying finance terms can take time, particularly for agreements signed several years ago.

"We can't say that everyone will be eligible," said Franks. "But every driver should at least have the chance to understand how their deal was set up, and whether it was fair."

To check your agreement or learn more about car finance claims, visit Reclaim247.

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About Reclaim247

Reclaim247 is a Multi Award Nominated UK-based car finance claims support service that helps individuals assess whether they may have been mis-sold a car finance agreement involving undisclosed broker commissions. The company offers free eligibility checks, clear guidance, and both self-managed and supported options for people exploring potential car finance claims.

Business: Reclaim247

Contact Name: Andrew Franks
Email: andrew@claimsline.com
Website: Reclaim247.co.uk

SOURCE: Reclaim247



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