WEST BAY, Cayman Islands --(BUSINESS WIRE)

The DiversiFi Foundation, a stablecoin development organization, today announced the launch by its affiliate of DFiUSD, an engineered stablecoin designed to serve as a diversified reserve asset for decentralized finance (DeFi) protocols. Backed 1:1 by a diversified basket of USD-pegged stablecoins, DFiUSD reduces single-asset exposure and provides a more resilient alternative to traditional single-collateral models. Alongside the launch, DiversiFi will introduce incentivized liquidity pools to support adoption across DeFi ecosystems.

Addressing a Critical Market Need

Stablecoins remain essential to DeFi, but reliance on single assets has repeatedly exposed protocols to systemic risks. From the collapse of TerraUSD in 2022 to the temporary USDC depeg during the Silicon Valley Bank crisis in 2023, vulnerabilities have cost the industry billions. DFiUSD directly addresses these weaknesses by combining multiple collateral sources into one structured, transparent reserve. The design aims to cap downside risk at around 10%, while reducing volatility by 60–90% compared to traditional single-stablecoin strategies.

“We engineered DFiUSD to be the stablecoin that decentralized finance can truly rely on, even under stress,” said Stephen Blevins, head of protocol engineering for Bravo Labs, an ecosystem partner supporting the launch of DFiUSD. “By diversifying collateral and implementing continuous risk monitoring, DFiUSD is structured to maintain stability when it’s needed most. Our mission is to bring greater resilience and safety to the DeFi ecosystem, and the launch of DFiUSD is a major step toward that goal.”

Key Features

  • Diversified Collateral Reserve: Approximately 60% in dominant stablecoins (e.g., USDC, DAI) and 40% in alternative USD-pegged assets, with strict exposure caps.
  • Transparency: A live reserve dashboard with real-time tracking and published stress testing results.
  • Crisis Protection: Multi-jurisdictional reserves, automated rebalancing protocols, and a 5% target reserve surplus to buffer against shocks.
  • DeFi-Native Design: Non-custodial architecture, multi-chain compatibility, and seamless composability for protocols across DeFi.

Benefits for DeFi Protocols

For decentralized protocols, DFiUSD functions as a reserve asset designed to lower systemic risk. By holding DFiUSD, projects can mitigate potential losses tied to the failure of any single stablecoin. Automated rebalancing and real-time correlation monitoring ensure reserves remain resilient, while non-custodial design makes integration straightforward and secure.

At launch, incentivized liquidity pools will be available to DeFi protocols and liquidity providers, encouraging deep liquidity and rapid adoption. Participants will be eligible for rewards in DFI governance tokens or partner tokens.

Benefits for Institutions

For institutional users, DFiUSD offers a structured, transparent reserve designed to increase compliance and operational standards. With monthly third-party attestations, detailed audit trails, and 24/7 monitoring, DFiUSD is designed for treasuries that require both security and liquidity. Instant redemption, risk-adjusted portfolio management, and capital efficiency make it a practical asset for institutional adoption.

Governance

DFiUSD is governed by the DFI token, which provides holders with the ability to vote on reserve composition strategies, protocol parameters, and administrative decisions. Governance is conducted through a transparent on-chain proposal process, with options for direct voting or delegation.The DFI token and governance system are expected to launch in roughly six months to a year.

About DiversiFi

The DiversiFi Foundation is a nonprofit foundation with the sole mission of supporting safer, diversified financial infrastructure for decentralized finance. Its mission is to reduce single-asset risk and enhance resilience in crypto markets through structured diversification and institutional-grade risk management. The launch of DFiUSD marks a key milestone in delivering stability and transparency to the DeFi ecosystem.

To learn more and integrate DFiUSD, visit www.diversifi.tech

Media contact:  Addison Huegel addison@blockpr.io

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