Expert-led session showcases the benefits of low down payments and fixed-rate financing for small business owners

GLENDALE, Ariz. --(BUSINESS WIRE)

AVANA Companies, a leading commercial real estate lending and asset management platform, announces a new educational webinar focused on helping small business borrowers and commercial real estate brokers navigate the SBA 504 loan program. The virtual event, scheduled for September 24 at 10 a.m. PT, will provide essential guidance on eligibility criteria and application processes during a time when securing capital for commercial real estate has become increasingly challenging.

The webinar will feature industry experts with collective experience of closing over $5 billion in SBA loans, led by AVANA Companies CEO Sundip Patel and featuring AVANA’s Chief Credit Officer, Matt Hunt, and Executive Vice President and Head of Underwriting, Candace Sheets. The session is designed for commercial real estate brokers and borrowers seeking to understand the benefits and processes of SBA 504 loans.

"As the commercial real estate landscape continues to evolve, we're committed to educating borrowers and brokers about financing options that can help build wealth through property ownership," said Patel. "We want to shine a light on the opportunities SBA loans offer borrowers, including growth and long-term financial stability."

The webinar will highlight how the SBA 504 loan program offers significant advantages for small business owners, including down payments as low as 10%, loan-to-value ratios up to 90%, and long-term fixed interest rates. These benefits stand in stark contrast to conventional financing, which typically requires 25-35% down payments and offers shorter loan terms with variable rates.

"In today’s market, small business borrowers face higher interest rates, stricter lending requirements, and escalating property values, all of which make the dream of owning their own building feel increasingly out of reach," said Hunt. "Conventional financing often requires substantial down payments that deplete a business's working capital. The SBA 504 program significantly reduces that initial investment, preserving crucial funds for business operations and continued growth."

The session will cover the specific eligibility requirements for SBA 504 loans, which are designed for U.S.-owned, for-profit small businesses creating jobs and seeking to own commercial real estate rather than leasing. Participants will learn how these loans offer fixed interest rates with terms up to 25 years, eliminating concerns about market volatility and refinancing pressures.

"SBA 504 loans provide small business owners with exceptional financial stability through their long-term fixed rates," said Sheets. "These loans allow entrepreneurs to purchase real estate with as little as 10% down while preserving working capital that can be used to grow their businesses."

The webinar is free to attend and will include a Q&A session where participants can address specific questions to the expert panel. Registration is required and can be completed through the AVANA Companies website. To learn more and to register, visit https://www.avanacompanies.com/webinar-unlocking-the-power-of-sba-504-loans-pr.

About AVANA Companies:

Founded by brothers Sundip and Sanat Patel in 2002, AVANA Companies comprises of an asset management platform (AVANA Capital), a Credit Union Servicing Organization (AVANA CUSO), a bank (AVANA Bank) and fintech lending and investment platforms for global markets (LendThrive™ & EqualSeat™).

AVANA companies collectively provide funding for small businesses and private credit investment opportunities for institutional and retail investors. The company's goal across the lending programs is to empower American small businesses by providing commercial real estate loans that are impactful and socially driven. For investors, AVANA Companies provides sound investment opportunities secured by real estate and driven by highly qualified sponsors.

AVANA is headquartered in Arizona, USA with regional offices in Bahrain and Saudi Arabia. It serves small business owners and investors across the United States, Saudi Arabia and Bahrain.

AVANA invests in the communities it serves, creating jobs, stimulating economic growth and contributing to sustainable projects. AVANA is named to the 2021 Inc. 5000 List of America's Fastest-Growing Private Companies. AVANA Capital, LLC is licensed in California under DBO license number 603K752 and in Arizona under CBK license number 0921662.

To learn more, visit www.avanacompanies.com or follow AVANA Companies on LinkedIn.

Media Contact

Rachael Clifford
10 to 1 Public Relations
rachael@10to1pr.com
480-519-3070

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